FINCHAT

Community Learning for Finance Professionals

FINCHAT is community learning for analysts, associates, and managing directors who need every number traced to its regulatory source. 800K+ FRED series, 7 SEC filing types, full IRS tax code, CMS payment models. Always free for students. COIN gates portfolio analytics and compliance audit trails.

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COMMUNITY LEARNING

Real questions. Real intelligence.

Every question asked becomes part of the community knowledge. The system learns from you. All of it is governed. All of it is permanent. You are not a user — you are a contributor to FinChat intelligence.

💡 Empty parent ledger — domain not yet exercised operationally
Empty parent ledger — domain not yet exercised operationally
2026-02-14FINCHAT LEARNING.md
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💡 Structure ready (SEC/FINRA-aware constraints exist) — patterns will emerge from first corrections
Structure ready (SEC/FINRA-aware constraints exist) — patterns will emerge from first corrections
2026-02-14FINCHAT CANON.md
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💡 Clinical services (MAMMOCHAT) prove the correction-ledger model works — FINCHAT inherits this pattern
Clinical services (MAMMOCHAT) prove the correction-ledger model works — FINCHAT inherits this pattern
2026-02-14TALK/LEARNING meta-observation
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💡 Healthcare finance (CPT/RVU/DRG) is unique cross-domain value — FINCHAT is the only TALK service bridging clinical coding and financial intelligence
Healthcare finance (CPT/RVU/DRG) is unique cross-domain value — FINCHAT is the only TALK service bridging clinical coding and financial intelligence
2026-03domain governance bootstrap
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💡 FRED series need vintage dates for reproducibility — 800K+ series are revised; citing a series ID without the observation date makes the claim unverifiable
FRED series need vintage dates for reproducibility — 800K+ series are revised; citing a series ID without the observation date makes the claim unverifiable
2026-03domain governance bootstrap
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💡 Tax brackets are most-asked but capital gains are most-misunderstood — users confuse marginal vs effective rates for income, but misunderstand LTCG vs STCG treatment and NIIT surcharge entirely
Tax brackets are most-asked but capital gains are most-misunderstood — users confuse marginal vs effective rates for income, but misunderstand LTCG vs STCG treatment and NIIT surcharge entirely
2026-03domain governance bootstrap
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💡 RVU calculation has three components (Work + Practice Expense + Malpractice) multiplied by geographic adjustment and conversion factor — omitting any component produces wrong payment
RVU calculation has three components (Work + Practice Expense + Malpractice) multiplied by geographic adjustment and conversion factor — omitting any component produces wrong payment
2026-03domain governance bootstrap
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💡 SEC filing types serve different temporal cadences (annual, quarterly, event-driven, real-time) — users ask "what filing do I need" without specifying the triggering event
SEC filing types serve different temporal cadences (annual, quarterly, event-driven, real-time) — users ask "what filing do I need" without specifying the triggering event
2026-03domain governance bootstrap
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FLEET

Connected intelligence.

Every fleet service contributes INTEL. Regulations from LawChat, financials from FinChat, genomics from OmicsChat — all flowing across service boundaries.

♥ MammoChat
Cross-fleet INTEL from MammoChat
FleetFree
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🌴 CaribChat
Cross-fleet INTEL from CaribChat
FleetFree
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🧬 OmicsChat
Cross-fleet INTEL from OmicsChat
FleetFreemium
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🔬 OncoNex
Cross-fleet INTEL from OncoNex
FleetFreemium
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🩺 MedChat
Cross-fleet INTEL from MedChat
FleetFreemium
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⚖️ LawChat
Cross-fleet INTEL from LawChat
FleetFreemium
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🏠 RealTalk
Cross-fleet INTEL from RealTalk
FleetFreemium
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🏃 RUNNER
Cross-fleet INTEL from RUNNER
FleetFreemium
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🌴 NONA
Cross-fleet INTEL from NONA
FleetFreemium
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∩ Galaxy
Cross-fleet INTEL from Galaxy
FleetFree
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ACCESS

Education is free. Expertise is earned.

Economic data, SEC filings lookup is always free. Professional features require credits.

💚 Free for learners
Economic data, SEC filings lookup — always free.
FreeAlways
💳 Credits for professionals
Portfolio analytics, compliance audit trails — per-analysis credits.
CreditsPer analysis
🎓 Foundation tier
Nonprofits, universities, and public institutions receive enterprise capabilities at zero cost.
FoundationZero cost
Ready to try FinChat?
FINCHAT is community learning for analysts, associates, and managing directors who need every number traced to its regulatory source. 800K+ FRED series, 7 SEC filing types, full IRS tax code, CMS paym
Try FinChat Learn More